Finance Calculator


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Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.


Person Calculating Finance for Car

Even when you’re shopping for a used vehicle, staying on budget is important. However, many Phoenix shoppers find that once they actually start browsing for their next vehicle, it’s difficult to choose models that don’t exceed the limit they’ve set. That’s where Rocky's Auto Credit comes in with our online car finance payment calculator! In just a few clicks, you can get an estimate of the monthly payment amount that goes along with that used Dodge Charger or used Chevy Equinox you’ve been eyeing. Using our finance calculator couldn’t be simpler; we’ll cover all the steps involved, below!

How to Use Our Finance Calculator

Whether you’re shopping online from a smartphone, tablet, or computer in Glendale, the finance calculator at Rocky's Auto Credit is always accessible. You can even customize your payment options based on your preferred loan term, down payment amount, and more:

  • Vehicle Price: Enter the price of the vehicle from our Glendale or Mesa inventories that has piqued your interest.
  • Interest Rate: The interest rate you’re eligible for will vary depending on your credit score. If you’re unsure of the rate you’re qualified for, you can apply for financing pre-approval with us to find out.
  • Loan Term: How many months will you take to pay back your loan? Select your preferred loan term from the dropdown menu.
  • Down Payment: Your down payment is the amount of cash you put down on your vehicle before taking ownership. The down payment is subtracted from the total price of the vehicle and reduces your loan amount, so the bigger a down payment you can make, the better.
  • Trade-In Value: Do you have an old vehicle you’d like to trade in? You can utilize resources like the Kelley Blue Book® ‘What’s My Car Worth?’ calculator for an estimate of your old vehicle’s value.

After filling out the above categories, all that’s left to do is submit your form so you can get your monthly payment estimate. Of course, if your estimate isn’t quite what you were expecting, you should feel free to revisit the form and continue customizing the categories.

Contact Us for Assistance

Need some help finding the vehicle that best suits your financial needs in Tempe while also meeting your lifestyle needs? Our finance team is here to help! Reach out to start a conversation today. We’ll help you customize a payment plan that works with your credit, even if you have little to no credit established.

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470 S. Alma School Rd • Mesa, AZ 85210

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Open Today! Sales: 9am-7pm

Rocky's Auto Credit 33.4062373, -111.8573523.