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If you’re a first-time car buyer, financing a car with bad credit or no credit can sometimes be a hassle. Additionally, getting bad credit car financing can also be challenging. Fortunately, our finance team has the expertise to work with different credit backgrounds and get you behind the wheel in no time!

At Rocky’s Auto Credit, we’re dedicated to providing Arizona car shoppers with multiple options when financing a car with no credit or if you plan on financing a car with bad credit. We believe you deserve reliable transportation, regardless of if you have no or low credit.

Learn more about Buy Here Pay Here financing and enjoy updates from Rocky’s Auto Credit below!

  • Oct. 16, 2024

    How Do You Get A Car Back After Repossession?

    We all have unfortunate and unfathomable things happen to us. Some people may lose their job in Glendale or have an emergency that flips their world upside down. If this is your case, you might be wondering, “how do you get a car back after repossession?” Once you’ve reached financial stability, there are a few steps to take to get your vehicle back after repossession.

  • Oct. 9, 2024

    Is No Credit/Bad Credit Financing a Good Idea?

    We’ve helped a lot of Phoenix customers get behind the wheel of the quality pre-owned cars they’ve wanted by directly financing them. This is commonly known as “No Credit/Bad Credit Financing.” But, is No Credit/Bad Credit Financing a good idea for everyone? Are No Credit/Bad Credit Financing car lots good? Are No Credit/Bad Credit Financing car lots bad? We think it’s a great way to finance for many car shoppers, but you should ultimately judge for yourself.

  • Aug. 14, 2024

    What Happens When a Car is Repossessed?

    If you’re making monthly payments on an auto loan in Phoenix, the lender owns your car until you complete the payments agreed upon in the loan. If you stop making loan payments, your car can be repossessed, meaning the lender takes it back. If you find yourself asking, “My car was repossessed. What happens next?” Rocky’s Auto Credit is here to help. Keep reading to learn what happens when a car gets repoed.

  • May 16, 2024

    Who Has the Best Car Loan Rates?

    Glendale drivers looking to purchase and finance a car usually have one common question, “Who has the best car loan rates?” Another question to consider is, “What is a good car loan rate for my current financial situation?” The type of auto loan and the rate you will be eligible for depends on several factors, so read ahead to learn more about auto loans. When you are ready to finance, Rocky’s Auto Credit has a team of finance experts to help you find the best car loan rate in Mesa.

  • Feb. 13, 2024

    Can I Pay Off My Car Loan Early?

    Sometimes Mesa drivers ask the finance experts at Rocky’s Auto Credit how to pay off a car loan early, and is it even a good idea to pay off a car loan early? Paying off a car loan early is a wise option for some Phoenix drivers. Learn more about paying off a car loan early below, and if you have questions, contact Rocky’s Auto Credit. We’re always at your service!

  • Jan. 17, 2024

    Can You Lease A Used Car? | Car Buying Tips

    A used car is often more affordable, offering lower monthly payments than a new car, but can you lease a used car? In most cases, used car leasing isn’t the most popular option. Some dealerships simply don’t allow for used car leasing, and some auto manufacturers even have conditions in place that prevent leasing used cars entirely. However, you can often get a used car for a decent price, and our team at Rocky’s Auto Credit can help you get the best possible price.

  • Aug. 21, 2023

    How Does No Credit/Bad Credit Financing Work?

    If you’re searching for a reliable vehicle for your daily Mesa driving needs or Tempe commute, one of your first steps should be to investigate your payment options and whether to finance with a bank vs. dealership. Financing directly with your dealership, also known as a No Credit/Bad Credit Financing program, is a great option for car-buyers with bad or no credit.

  • July 18, 2023

    No Credit Car Sales in Mesa

    If you’re a first-time car buyer, financing a car with no credit can sometimes be a hassle. Additionally, getting bad credit car financing can also be troublesome. Fortunately, our finance team has the expertise to work with different credit backgrounds and get you behind the wheel of a vehicle from our inventory.

  • May 15, 2023

    Bankruptcy Auto Financing Near Glendale and Mesa

    Going through bankruptcy in Phoenix is stressful, to say the least. A bankruptcy can be a clean slate that provides an opportunity to rebuild your credit score from the ground up, but it takes years of dedication and budgeting. If you’re in need of reliable transportation but fear that you won’t be able to secure an auto loan for many years, Rocky’s Auto Credit can help.

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