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If you’re a first-time car buyer, financing a car with bad credit or no credit can sometimes be a hassle. Additionally, getting bad credit car financing can also be challenging. Fortunately, our finance team has the expertise to work with different credit backgrounds and get you behind the wheel in no time!

At Rocky’s Auto Credit, we’re dedicated to providing Arizona car shoppers with multiple options when financing a car with no credit or if you plan on financing a car with bad credit. We believe you deserve reliable transportation, regardless of if you have no or low credit.

Learn more about Buy Here Pay Here financing and enjoy updates from Rocky’s Auto Credit below!

  • Oct. 9, 2024

    Is No Credit/Bad Credit Financing a Good Idea?

    We’ve helped a lot of Phoenix customers get behind the wheel of the quality pre-owned cars they’ve wanted by directly financing them. This is commonly known as “No Credit/Bad Credit Financing.” But, is No Credit/Bad Credit Financing a good idea for everyone? Are No Credit/Bad Credit Financing car lots good? Are No Credit/Bad Credit Financing car lots bad? We think it’s a great way to finance for many car shoppers, but you should ultimately judge for yourself.

  • Sept. 18, 2024

    Coupe vs. Sedan: What’s the Difference?

    What is the difference between a coupe and sedan? Many Phoenix drivers believe the answer comes down simply to doors: coupes have two doors and sedans have four doors. Even though this is one difference, it’s not all of them. There are several factors differentiating coupe vs. sedan. Learn more about the difference between a coupe and sedan with Rocky’s Auto Credit. Then, check out our large inventory of low mileage used cars!

  • Aug. 14, 2024

    What Happens When a Car is Repossessed?

    If you’re making monthly payments on an auto loan in Phoenix, the lender owns your car until you complete the payments agreed upon in the loan. If you stop making loan payments, your car can be repossessed, meaning the lender takes it back. If you find yourself asking, “My car was repossessed. What happens next?” Rocky’s Auto Credit is here to help. Keep reading to learn what happens when a car gets repoed.

  • July 23, 2024

    4 Steps for Finding the Right Used Car

    It can be difficult to find the perfect used vehicle for your Phoenix adventures. You’ll want to do plenty of research and learn about what to look for when buying a used car so that you don’t end up buying a lemon. Fortunately, the professionals from Rocky’s Auto Credit are here to provide you with plenty of car-buying tips so that you can make an informed decision.

  • July 17, 2024

    4 Advantages To Buying a Used Car

    Many shoppers may find themselves leaning towards new vehicles for a number of different reasons. However, others may simply prefer pre-owned vehicles because of the advantages that they offer. While there’s technically nothing wrong with preferring a new vehicle, there are benefits of buying a used car that typically isn’t found in new cars.

  • June 19, 2024

    What Is Good Mileage on a Used Car?

    When shopping for a used car in Phoenix, drivers often consider how many miles are on the car. But did you know that lower mileage doesn’t always mean better mileage? What is good mileage on a used car? Rocky’s Auto Credit can help you with all your used car questions.

  • May 16, 2024

    Who Has the Best Car Loan Rates?

    Glendale drivers looking to purchase and finance a car usually have one common question, “Who has the best car loan rates?” Another question to consider is, “What is a good car loan rate for my current financial situation?” The type of auto loan and the rate you will be eligible for depends on several factors, so read ahead to learn more about auto loans. When you are ready to finance, Rocky’s Auto Credit has a team of finance experts to help you find the best car loan rate in Mesa.

  • April 17, 2024

    What’s the Difference Between Used and CPO?

    Used. Pre-owned. Certified pre-owned. You’ve probably heard those terms used a lot by Phoenix used car dealers. What do those terms mean? What is the difference between used and certified pre-owned (CPO)? You have questions. We have answers. Check out our CPO vs. used comparison below to get started.

  • March 20, 2024

    How to Refinance a Car Loan

    Need to know how to refinance a car loan? Doing so can help you secure a lower monthly payment and a lower interest rate, leading to long-term savings on your vehicle! Rocky’s Auto Credit discusses the best way to refinance an auto loan below, as well as some additional information that can help you determine whether refinancing is the right choice for your right now.

  • Feb. 13, 2024

    Can I Pay Off My Car Loan Early?

    Sometimes Mesa drivers ask the finance experts at Rocky’s Auto Credit how to pay off a car loan early, and is it even a good idea to pay off a car loan early? Paying off a car loan early is a wise option for some Phoenix drivers. Learn more about paying off a car loan early below, and if you have questions, contact Rocky’s Auto Credit. We’re always at your service!

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