A used car is often more affordable, offering lower monthly payments than a new car, but can you lease a used car? In most cases, used car leasing isn’t the most popular option. Some dealerships simply don’t allow for used car leasing, and some auto manufacturers even have conditions in place that prevent leasing used cars entirely. However, you can often get a used car for a decent price, and our team at Rocky’s Auto Credit can help you get the best possible price.

Have you been busy searching for your next vehicle in Phoenix? Once you determine whether you want to treat yourself to a brand-new ride or save on an affordable pre-owned car, one important question remains: should I buy or lease? If you’re uncertain which option is a better fit for your budget, the Rocky’s Auto Credit finance center can help. Review our quick guide down below to compare the benefits when you lease vs. finance a car!

At Rocky’s Auto Credit, we strive to offer affordable used vehicles at like-new quality, designed to fit just about every budget and lifestyle. If you’re looking for a sporty new ride to give your Phoenix a serious upgrade, you can’t go wrong with a classic pre-owned Chevy Camaro!

When you finance a vehicle near Phoenix, you may decide to purchase gap insurance. While gap insurance isn’t a requirement like liability coverage, it can help to protect you in the event of a collision. However, since gap insurance only protects you in the event that you’re underwater, you might be able to secure a gap insurance refund if and when you no longer owe more than your vehicle is really worth!

What does liability insurance cover, and what does liability coverage pay for? Questions such as these are common, as every driver from Mesa to Phoenix is required by the government to buy liability insurance. There are lots of details that vary based upon a variety of circumstances, so read on to find a reliable auto liability insurance definition and answers to common questions below, among the many car buying tips offered by Rocky’s Auto Credit.

Here at Rocky’s Auto Credit, we’re known for helping Phoenix and Glendale drivers get behind the wheel of competitively-priced, reliable used vehicles with competitive loan rates. After going through the finance process, a question we often receive is, ‘do you need full coverage on a used financed car?” Just like with a new vehicle, drivers of used financed cars in Arizona are only legally required to have liability insurance.

If you’re searching for a reliable vehicle for your daily Mesa driving needs or Tempe commute, one of your first steps should be to investigate your payment options and whether to finance with a bank vs. dealership. Financing directly with your dealership, also known as a No Credit/Bad Credit Financing program, is a great option for car-buyers with bad or no credit.

If you’re a first-time car buyer, financing a car with no credit can sometimes be a hassle. Additionally, getting bad credit car financing can also be troublesome. Fortunately, our finance team has the expertise to work with different credit backgrounds and get you behind the wheel of a vehicle from our inventory.

Going through bankruptcy in Phoenix is stressful, to say the least. A bankruptcy can be a clean slate that provides an opportunity to rebuild your credit score from the ground up, but it takes years of dedication and budgeting. If you’re in need of reliable transportation but fear that you won’t be able to secure an auto loan for many years, Rocky’s Auto Credit can help.